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When do you Not need Life Insurance?

The simplified answer to this question is when you are very old or very young. The even simpler answer is when you can confidently say- “When I die, nobody will suffer financially from my death.” If you have enough assets and savings to cover your own funeral expenses, cover your debt and provide for any dependents: […]

What about Critical Illness Insurance?

40% of Canadian women and 45% of Canadian men will develop cancer during their lifetimes (Canadian Cancer Society) 1 in 4 Canadians will contract some form of heart disease 50,000 Canadians suffer a stroke each year 75% survive the initial event (Heart and Stroke Foundation) Insurance should be purchased because of good information. Chances are […]