Safeguarding Your Travel Adventures
Travel Insurance
When you’re traveling abroad or to another province, travel insurance is your safeguard against unexpected medical emergencies. It provides coverage for necessary medical expenses, ensuring you’re not left handling high costs alone. This protection is invaluable, helping you manage financial stresses associated with medical emergencies during your travels.
Understanding Travel Insurance
What is travel insurance?
Traveling exposes you to the risk of unexpected medical emergencies, which can be expensive and difficult to manage, especially when abroad. Regular health insurance plans often don’t provide sufficient coverage for medical expenses incurred outside your home province or country. Travel insurance offers a critical safety net, covering emergency medical treatments, medical evacuations, and even repatriation if necessary. It ensures that medical bills and related unexpected costs won’t derail your travel plans or financial stability.
Solving common problems
1. Medical emergencies
Whether you’re dealing with a sudden illness or an injury, travel insurance can cover the high costs of medical treatment abroad, which can quickly escalate, especially in countries where medical care is expensive for foreigners.
2. Medical evacuation
If you need to be transported to a facility with adequate care or back to Canada, travel insurance can cover the significant expenses associated with medical evacuation.
3. Repatriation
In the unfortunate event of death, travel insurance provides for the transportation of remains, alleviating a significant logistical and financial burden.
4. Pre-existing conditions
Some travel insurance plans offer coverage for emergencies related to pre-existing conditions, though conditions may apply, such as requiring stability before travel.
Single Trip or Multi Trip Plan?
Travel insurance can often be customized to fit your specific travel plans and health needs. It can be purchased as an add-on to existing health plans or as a stand-alone policy. Options range from single-trip plans for occasional travelers to annual or multi-trip plans for frequent travelers, providing flexibility and peace of mind regardless of how often or where you travel.
Single Trip Plan
Coverage Duration
Medical Emergencies
Pre-existing Conditions
Medical Evacuation
Repatriation
High-risk Activities
Routine Care
Duration of Coverage
Multi-Trip Plan
Coverage Duration
Medical Emergencies
Pre-existing Conditions
Medical Evacuation
Repatriation
High-risk Activities
Routine Care
Duration of Coverage
Who Needs Travel Insurance?
Travel insurance is vital for anyone traveling out of their home province or country, but it’s particularly crucial for:
Frequent Travellers or Snowbirds
Those who spend significant time outside Canada, such as retirees enjoying winters in warmer climates, benefit greatly from the comprehensive coverage provided, which can also be adapted to include multiple trips throughout the year.
People With Existing Health Conditions
Ensuring coverage for any potential complications related to pre-existing conditions while travelling is crucial.
Adventure Seekers
For those engaging in higher-risk activities that might not typically be covered, specialized travel insurance options are available to cover such scenarios.
Safeguarding Your Travel Adventures
Enrolling in travel insurance can be a quick and straightforward process, often requiring just a few steps online. This ease of access ensures that you can focus on enjoying your travels, knowing you’re protected against unexpected medical and travel-related costs.